The minimization of taxes is implied in the process of wealth transfer. At HHM Wealth, our advisors are specifically trained to analyze various tax implications of diverse investment strategies. Some of these tax minimization strategies include:

• Coordinating retirement income distributions
• ROTH conversion
• Tax location – the practice of strategically placing investments in different types of accounts to maximize their after tax returns
• Estate freezes – transfer of assets to minimize ultimate estate tax assessment (frequently referred to as ‘freezing the estate’)
• Tax efficient charitable giving