We understand that non-financial retirement planning is as important as planning the financial side of retirement. Our financial advisors will discover your goals and aspirations before developing financial recommendations.

Step 1: Envisioning Your Future

Do you imagine your future will include a vacation home? Travel? Supporting additional family members? Your lifestyle will largely dictate your financial needs in retirement.

Step 2: Identifying the Right Financial Assets 

Whether you hold investment accounts such as IRAs, or you have a successful business you are now looking to sell, we can help you identify the right financial assets to meet your goals and secure your preferred retirement lifestyle.

Step 3: Analysis and Projection 

We perform a “Retirement Income Needs Analysis” to project financial needs over a 25-40 year retirement. With this information, we gather your sources of income and create an investment portfolio with recommendations that may generate the highest returns for the level of risk you wish to assume. We will periodically review and rebalance the portfolio to reflect your current needs with the current economic conditions.

Step 4: Goal Setting and Plan Adoption

We ensure your legacy goals are documented and a plan is adopted for passing assets to the next generation. We encourage our clients to have “family meetings” with HHM Wealth Advisors acting as facilitators so everyone understands and participates in the creation and execution of the plan.

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