That is why every client relationship begins with laying out your options in detail. We believe, the more informed you are, the more confident you can be in your financial decisions. HHM Wealth is here to serve you.
Drawing from our vast range of services, every client receives customized and personalized planning and support from our highly experienced and dedicated financial planning specialists. As you research, contemplate and consider who to choose for your financial advisor here is some helpful information.
Selecting a Financial Professional
When it comes time to choose a financial advisor, you may ask yourself, “How do you choose a financial professional to guide you on your path to financial success?” We want you to make the most informed decision when choosing a financial advisor. Here is a few tips for selecting a financial advisor, recommended by the United States Securities and Exchange Commission (SEC).
How We Charge
Investment Advisor Representatives (IARs) charge clients an agreed upon service fee. The service fee charged to the clients is properly aligned with the clients goals and objectives whilst leveraging the advisors expertise.
Our IAR’s manage money in the best interests of our clients. We do not engage in other business activities such as investment banking or underwriting which brokerage firms do. We sit on the same side of the table as our clients.
In addition to an advisory fee, mutual funds and exchange traded funds (“ETFs”) have internal management fees that are not reflected in the investment advisor fee. Those internal expenses can vary for a portfolio using both mutual funds and ETFs. None of these internal expenses are paid to HHM Wealth in any way.
Many funds and ETFs available to HHM Wealth Advisors, LLC through our primary custodian, Charles Schwab & Co., Inc., do not have transaction fees of any kind. That said, if we use mutual funds or ETFs that are subject to transaction fees, we would communicate an estimate of those costs upfront. Again, these transaction fees do not benefit HHM Wealth in any way.